The absolute truth about generic Viagra online is that they're counterfeit. That is why they won't work effectively. They could work but you're risking your health with a replica that may have more adverse effects than the original one by Pfizer. Pfizer still holds the patent for the manufacture of the drug so, if it's not made by this company it is fake or generic Viagra.

Since the FDA approved the mass production and distribution of Viagra in 1998, the blue pill for erectile dysfunction became the pharmacological gold. The rip-offs started to mushroom eventually, attempting to grab a substantial share of the hush-hush market of men with erectile dysfunction.

Pfizer soon opened its franchise to online pharmacies. The objective of these pharmacies that operate through the Internet is to target men who do not want to come out in the open about their ED problem. The online pharmacies sell the real, FDA-approved Viagra. As a standard operating principle, these online pharmacies require a prescription from their in-house physician. The consultation from these online pharmacies is usually free of charge.

Other pharmacies that sell the generic Viagra online charge extra for the consultation and prescription. Their versions of Viagra are sold at really low prices. You should set off the red alert when you suspect the prices to be too low. Many people have been scammed already and these users have risked it all in the name of privacy.

Many of these pharmacies that are not part of the Pfizer franchise would claim that they are selling sildenafil tablets. Yes, sildenafil is the active ingredient in the real Viagra but the huge difference is the FDA approval.

When you say counterfeit, does it mean generic? Unless the drug is made by the patent holder, packaged professionally, or bears the FDA confirmation, what you may be getting as generic Viagra online is the fake Viagra. It may have just been dyed blue and sold at ridiculous prices to pass as the real thing.

The real thing has real side effects like headaches, blurred visions, diarrhea, flushing, nasal congestion, dizziness, or dyspepsia. The worst effects are in the line of stroke, heart attack, or blindness. With these generic Viagra online, who knows what the risks are!

Erectile dysfunction is a real medical condition that is suffered by over 30 million American men. It is no surprise that many Viagra-like pills would come out to claim their percentage from this lucrative market.

Instead of going for prescription drugs for erectile dysfunction like Viagra, why not try to treat yourself naturally? There are already some proven natural treatments for this medical condition. Often, the natural counterparts of processed medications would exhibit the same efficacy and effectiveness. It is just a matter of discovering them and putting them to use.

The best thing about natural treatments or medications is that the hardly have any side effects on the user. Natural and organic substances as well as other natural methods for treating erectile dysfunction could well be your safest bet.

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Why do we cling to the myth that women don’t understand money as well as men?

If you look at the personal finance books out right now, some of the titles might convince you that women need “special help” when it comes to figuring out saving, investing and budgeting. The current self-help tomes include Prince Charming Isn't Coming … SHOO, Jimmy Choo! The Modern Girl's Guide to Spending Less and Saving More … Does This Make My Assets Look Fat? … Girl, Get Your Money Straight … A Purse of Your Own: An Easy Guide to Financial Security.

Judging by these titles, you would think contemporary American women are naive shopaholics or squanderers. But is that really the case?

Data suggests women and men don’t spend that differently. The Bureau of Labor Statistics, which tracks consumer spending patterns per gender, finds that personal spending between the genders evens out. For example, while women have historically spent more on their apparel than men do on theirs, recent findings show that men are spending more on eating out, audio and visual equipment and transportation.

Do women run wild at the mall? Data seems to say otherwise. While the most recent BLS data indicates that 76% of women have at least some credit card debt compared with 67% of men, it also reveals that credit card balances are higher for males. Empathica, a firm providing consumer insights to retailers, polled more than 7,200 U.S. consumers in 2009 and found that 72% of women had reduced their retail spending in the recession compared to only 62% of men.

Two surveys suggest women might be more prudent investors. In 2001, a study conducted by two University of California, Davis professors titled Boys Will Be Boys: Gender, Overconfidence, and Common Stock Investment appeared in MIT’s Quarterly Journal of Economics. Looking at patterns across 35,000 households, Brad Barber and Terrance Odean determined that male investors traded stocks about 50% more often than women investors, with their market timing efforts resulting in poorer returns and more frequent fees and charges.

In March 2009, University of Oregon professor Ellen Peters conducted a nationwide survey which revealed that just one in every 40 women had "made riskier investments looking for long-term growth" in the past week, while one in eight men had taken such a risk.

Other surveys find women prioritizing savings and debt reduction. TD Ameritrade has a new poll out in which 68% of women say they intend to save more of their money in 2011, compared to 62% of men. In a 2010 Citigroup survey, 48% of women aged 18 to 39 said that they were saving more money than they had in the past. Overall, 72% of women in the Citi survey responded that they would use extra cash to pay down debt, compared to 65% of their male counterparts.

The real issue is unequal income. On average, women live longer than men and therefore need more money across a lifetime. Yet on average, they don’t earn as much as men. According to the Labor Department, women working full-time after age 24 still earn just 80% of what men working full-time do.

However, the National Center for Women and Retirement Research estimates that 75% of women will be widowed – at an average age of 56 – and that 90% of women will be solely responsible for their financial situation at some point in their lives.

There is no need for condescension; there is a need for comprehension. Women do need to realize the financial challenges that come with potentially longer life spans and potential absences from the workforce, and plan accordingly. But, it’s time to shed the old stereotypes and myths.

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Healthy employees equal savings.

That's the message behind a plan to open an on-site medical center that would treat Delray Beach city employees who pay for health insurance and their families.

At a workshop meeting Tuesday, Human Resources Director Bruce Koeser and consultants from Gallagher Benefit Services gave a presentation that outlined the benefits of a having a on-site clinic that could treat employees for illnesses, minor accidents, perform lab and blood tests and pre-employment exams at no cost to them.

With health care costs running about $7 million a year and increasing exponentially, Koeser said the on-site clinic could bend or end the trend of costlier heath care in the future. The city could save money on co-payments to doctors under its current medical insurance plan.

"The good part is there is a saving for the employees too," Koeser said.

Ocoee, Palm Bay and Port St. Lucie already have on-site clinics. Delray Beach could save up to $1.4 million if every employee were to take advantage of the services, the consultants said.

Koeser said Port St. Lucie has been getting about 70 percent of doctor visits from city employees and they've only been running the clinic for about two years.

"Convenience is very important and it would decrease absenteeism," said Jodie Jupp, the lead consultant. "It's a different approach, an innovative way to deal with the long-term costs" of health care.

City commissioners gave the plan a go. Koeser said the city would prepare a request for proposals from companies that offer medical center services and would only have to set up shop at a city building.

Commissioner Angeleta Gray even suggested using the empty Old School Square parking garage retail space.

The medical center would be staffed with primary care physicians and nurses; and it would treat employees at no cost for visits that would generally take a co-pay by both the city and employees under the current plan. The clinic would also have a dispensary where employees could fill prescriptions for generic drugs for free. Blood test, drug tests and X-rays would all be free.

The city spends about $500,000 a year in physicals for police officers and firefighters. It also spends about $1 million in co-payments for prescription drugs.

Portia Dinkins, the city's compensation and benefits manager, said the idea is also to use the services of a wellness coach -- a professional who would keep employees with predisposition for certain diseases from ever developing them through diet and exercise and a healthy lifestyle regimen.

"We would be producing healthier employees," Dinkins said.

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