In the old days, reward credit cards were primarily cards that would earn you airline miles. Those cards still exist, and are quite popular, but now you can earn everything from a new iPod to tickets to Disneyland.

It all sounds quite impressive – you use your credit card as you would any other card, but each time you use it you are earning “points” toward your chosen reward, whatever it may be. These cards can be a real boon to your vacation, your Christmas shopping, and perhaps even your clothes closet. But there are some things to be aware of, to be on the lookout for and to careful of.

Not all rewards cards are created equal. That is, some have restrictions that might result in you deriving little benefit from the card. Let’s look at some crucial considerations you should make when choosing a rewards card.

First, consider why you want a rewards card. Do you want to earn airline miles? Gift certificates at certain stores? Whatever it is, make sure the card offers the right type of reward for your needs. If you choose an airline card, but that airline only offers limited flights from your local airport, you should find an airline card with which you can really maximize any benefits you get.

Likewise, if you find a card that offers double points on purchase like gas and groceries, but you use your card primarily for purchases of travel and clothing, you won’t earn as many points.

The lesson here: Read the fine print so you can get the best bang for your rewards credit card buck.

Second, always read the fine print before you sign up. It might sound like it’s easy to earn rewards but you might find that with most cards points are not matched dollar for dollar. That is, if you spend $100, you don’t necessarily earn 100 points (or miles, or whatever your card rewards you with). You might earn 500 points for every $1,000 in purchases. If your card rewards you with gift certificates at a favorite store, you might have to spend $1,000 to earn a $10 credit.

The lesson here: This lesson is the same as our last one, which is read the fine print and, in this case, do a little math. With the fine print at your fingertips, do the math to figure out if this is a good deal for you. Will you spend enough money each quarter or year to earn satisfactory rewards?

Third, use the card as often as you can. Of course, you don’t want your balance revolving from one month to the next, but charge everything you would normally use cash for. If you know you’ll pay the balance each month, then it makes sense to pay for everything with your rewards credit card – you’ll be surprised how quickly your rewards will grow when you use the card for everything from gas to groceries to movie tickets. And don’t forget recurring charges – like your satellite or cable television service, your utilities, and the like. If you can use a credit card to pay for these services, do.

The lesson here: If you are careful with credit, you can earn your rewards quickly by remembering to use your card for a multitude of purchases.

Finally, don’t lose your rewards. Pay attention to expiration dates (or blackout dates) or anything else that might affect when and how you can use your rewards. It would be a shame to be diligent in earning the rewards only to lose them because you didn’t pay attention to that bit of fine print.

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Prime Minister Tony Blair was scheduled to be flown from his constituency in Sedgefield to London to meet the body of Princess Diana on its arrival from France in the aftermath of her death in August of 1997. What was rather puzzling was why the flight crew had been on standby to make that very same flight two days earlier on Friday...before Princess Diana had even died!

A week prior to the crash in the Point d'Alma Tunnel the BBC (British Broadcasting Company) strangely conducted a dress rehearsal funeral for a member of the royal family. Who could it have been for?

It is possible that it could have been for the Queen Mother, but at that time she was not ailing and in fact was in robust health for someone of her years and went on to live for another five years before her death in 2002.

This intriguing "coincidence" was covered in Princess Diana: The Hidden Evidence an excellent book written by investigative reporters Jon King and John Beveridge!

Why Was A Regular Wireless Operator At British Embassy In Paris Booted From His Post Minutes Before Princess Diana Left The Paris Ritz Hotel?

The weekend of Princess Diana's death a spokesperson at the British embassy in Paris claimed that staff there were unaware that the princess happened to be in Paris. YEAH RIGHT! Why then was a very senior Royal Courtier seen at the embassy half an hour before the crash!

The senior courtier seen at the embassy a bare half hour before the crash (according to what appears to be a very credible witness) was none other than Sir Robert Fellowes (currently Lord Fellowes) private secretary to the Queen and brother-in-law to Princess Diana. Lord Fellowes is married to the late princess' sister, Lady Jane Fellowes.

Lord Fellowes has been described as a man totally devoted to the monarchy and the Queen and in the graphic words of a senior British politician he is a man who well understands that the description of his duties entail him to "throw himself in front of the bullets before they hit the Monarch!"

In the words of constitutional expert Vernon Bogdanor, the position of Private Secretary to the Monarch is `one of the most important posts in the British system of government and a mainstay in the institution of constitutional monarchy' and must `guard the constitutional position of the sovereign.'

Lord Fellowes possessed all the characteristics and qualifications necessary to excel as Private Secretary to the Monarch. As Labor politician Harold Laski put it:

"he must know all that is going on; he must be ready to advise upon all. But he must never so advise that he seems to influence the decision taken by the Queen in terms of the premises of his own thought. He is the confidant of all ministers, but he must never leave the impression that he is anybody's man. He must intrude without ever seeming to intrude.

He must learn how to deflect the lightning from others. He must be able to carry the burden of her mistakes. He must not know the meaning of fatigue. Receiving a thousand secrets, he must discriminate between what may emerge and what shall remain obscure ...It is a life passed amid cir[censored] stances in which the most trifling incident may lead to a major disaster."

Coincidentally, the weekend that Princess Diana died, deputy Private Secretary Sir Robin Janvrin was on duty because his superior Sir Robert Fellowes had taken the weekend off. Subsequently in the investigation covering the death of Princess Diana Lord Fellowes was asked to account for his whereabouts that weekend.

His response was that he was at his Norfolk estate in England with his wife and most certainly not in Paris!

However the wireless operator on duty at the British Embassy that weekend has an entirely different recollection of the matter:

What The Wireless Operator Witnessed On August 31, 1997

Apparently a few minutes to midnight, on August 30th, 1997, the regular wireless operator at the British Embassy in Paris was booted out of his office (the communications room which rela[censored] and handled encrypted messages between the embassy and various sensitive locations within the UK).

Sworn to The Official Secrets Act until 2000 (hence his silence), the wireless operator in question had the following astounding recollection about how events unfolded that night:

A few minutes to midnight, two well-spoken public school types (takes one to know one) burst into the communications room and ordered him to vacate the room and not return until otherwise informed to the contrary!

Years later he angrily identified one of the men who kicked him out as follows: "It was that b*****d Fellowes. He turfed me out of my own office. He was in Paris the night Diana died!"

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Facilitators are present in most of the trading businesses and also have proven their worth for centuries. Facilitators perform certain important functions in a trade cycle so that it functions smoothly. Often they are aware of the best deals in the market and can help someone new in the business to survive and consolidate. However facilitator requirements for crude oil trading business are more advanced and unique.

Crude Oil business has high stakes, involved both in terms of monetary requirements and incidental losses due to non compliance of sale deed. This nature of business requires more mature approach on part of the Facilitators of agents involved in this business. We will further study a few important reasons why facilitators involved in this business are not able to do well.

Lack of Experience and knowledge: Many people are attracted into this business because of kind of money one can earn on account of successful deals. Many agents fail to understand that requirements to succeed in this business are very demanding. Only those who have years of hands on experience and through knowledge of the industry can strive to do well as middle-men. Anyone thinking of making quick bucks getting involved with crude oil business may not do that well.

Many middlemen getting involved: Often it is observed number of middlemen get involved in a single deal and all of them have their own interest to protect. Often main focus of their business is changed from ensuring a smooth deal to protecting their own share of fee or commission. Also as the saying goes "too many cooks spoil the broth", too many middle men getting involved in the deal often creates confusion and focus is lost.

Working without a legal Mandate: It is very important in order to succeed as an agent in oil trading business one must have clear mandate from either a genuine buyer or genuine seller. This mandate may be non-exclusive in nature but still having a mandate will mean that you have at least one strong end. Your efforts will be better rewarded only in the where you will have this mandate otherwise your jobs becomes very difficult and changes of success very dim.

Clarity with Buying and Selling Procedures: The agents must be well aware of all the procedures involved in sale of crude. Lack of knowledge or clarity in these procedures can create serious problems and can cause a deal in making to fizzle out.

Article Tags: Getting Involved

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